If you’re buying a home, where do you start? What are the first steps to a successful home purchase? And what help can the right broker provide?

Key steps for buyers:

  • Get pre‐approval with a loan officer
  • Hunt for houses
  • Find the one and make an offer
  • Negotiate, negotiate
  • Get inspections
  • Order an appraisal
  • Get final loan approval
  • Walk through one more time
  • Close and get the keys!

What You Will Need to Apply for a Mortgage

  • Two most recent pay stubs
  • W-2’s for the last 2 years
  • Federal tax return for last 2 years
  • Last two months of bank statements
  • Any long-term debt information (i.e. credit cards, auto loans, other mortgages, etc.)
  • Statements on other investment portfolios (i.e. retirement accounts, stocks, bonds, mutual funds)

Need help in the buying process? I’d love to help you get started!